Education
Ph.D., Family Resource Management, Virginia Polytechnic Institute and State University, 2000
Research Focus
Financial stress, health, and work outcome behaviors of employees; credit counseling and debt management; and food resource management of low income families
Current Grants
UMCP, General Research Board Summer Research Award: Impact of a Workplace Financial Education on Financial Well-Being
Maryland State Department of Human Resources: Financial Counseling Program
USDA/Maryland State Department of Human Resources: Food Resource Management Grant
High School Financial Planning Program
Courses
FMSC 341 Personal and Family Finance
Career Highlights
- Member, National Initiative Management Team, Financial Security in Later Life, United States Department of Agriculture, Cooperative Research Education and Extension Service.
- Leader, Maryland Saves Coalition
- Director of Research, National Institute for Personal Finance Employee Education, Virginia Tech.
- Co-editior, Personal Finances and Worker Productivity, Virginia Tech.
- Conducted and published research in the area of workplace financial education and financial well-being.
- Outstanding Educational Program (National Initiative Mangement Team Member), 2004.
- ADEC Excellence in College and University Distance Education Honorable Mention Award (National Initiative Management Team member), 2004.
- Received General Research Board Summer Research Award in 2002.
- Conducted and published research in the area of workplace financial
education and financial well-being.
Selected Publications
Kim, J., Garman, E. T., & Sorhando, B. (in press). Credit counseling and debt management impacts on financial stressors and financial management behaviors, credit counseling, financial behavior. Journal of Family and Consumer Sciences.
Bagwell, D. C. & Kim, J. (in press). Financial stress and absenteeism in credit counseling clients. Journal of Consumer Education.
Kim, J., Maring, E. F., & Morris, S. K. (2004). Financial Counseling Program’s train-the-trainer approach. The Reporter, 25-27.
Kim, J. & Garman, E. T. (2004). Financial stress, pay satisfaction, and workplace performance. Compensations and Benefits Review, 36(1), 69-76.
Kim, J. & Garman, E. T. (2003). Financial education and advice change worker attitudes and behaviors. Journal of Compensation and Benefits, 19(5), 7-13.
Kim, J. & Garman, E. T. (2003). Financial stress and absenteeism: An empirically derived research model. Financial Counseling and Planning, 14(1), 31-42.
Kim, J., Garman, E. T., & Sorhaindo, B. (2003) Relationships among credit counseling clients' financial well-being, financial behaviors, financial stressor events, and health. Financial Counseling and Planning, 14(2), 75-87.
Camp, P. L., Baffi, C., Redican, K., Kim, J., & Bagwell, D. C. (1999). Credit delinquencies: A portrait of pain for employers' bottom lines. Personal Finances and Worker Productivity, 3(1), 183-191.
Garman, E. T., Kim, J., Kratzer, C. Y., Brunson, B. H., & Joo, S. (1999). Workplace financial education improves personal financial wellness. Financial Counseling and Planning, 10(1), 79-88.
Kratzer, C. Y., Brunson, H., Garman, E. T., Kim, J., & Joo, S. (1998). Financial education in the workplace: Results of a research study. Journal of Compensation and Benefits, 14(3), 24-27.
Kim, J., & Rhee, K. C. (1996). A study on the consumer information search activity of medical service. Research Report of Human Ecology, 21, 59-72.